Insurance question

[jonah]

Newbie Looking to go full time. Trying to work out budget. Can anyone give me a rough estimate on insurance costs for a fifth wheel and truck? Looking at mobile suite (used 2014 est $75k and diesel truck 2015 RAM est $55k) does home state make a huge difference? Thinking about South Dakota. Right now live in TN Thanks for any help.

 

[gordonpc2]

There are many variables that will impact your insurance costs. The home state does have a big impact. Also, the levels of coverage and deductibles will make a big difference. Only a handful of insurance companies write insurance for full-timers but it is important that you have this level of insurance. We pay about $2,600 for coverage on our 2016 Mobile Suites and 2015 RAM 3500 but we are Texas based with high coverage levels including total loss replacement on the fifth wheel.

 

[wingnut60]

Vehicle is a state-specific item, so yes, very important what state you are registered in.
Check out escapees.com for some very important actual experiences of full-timers.
Joe