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Old 09-28-2014, 09:07 PM   #1
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Insurance question

Newbie Looking to go full time. Trying to work out budget. Can anyone give me a rough estimate on insurance costs for a fifth wheel and truck? Looking at mobile suite (used 2014 est $75k and diesel truck 2015 RAM est $55k) does home state make a huge difference? Thinking about South Dakota. Right now live in TN Thanks for any help.

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Old 11-26-2015, 10:09 PM   #2
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There are many variables that will impact your insurance costs. The home state does have a big impact. Also, the levels of coverage and deductibles will make a big difference. Only a handful of insurance companies write insurance for full-timers but it is important that you have this level of insurance. We pay about $2,600 for coverage on our 2016 Mobile Suites and 2015 RAM 3500 but we are Texas based with high coverage levels including total loss replacement on the fifth wheel.

Full-timing since October 2015
2016 DRV Mobile Suites 38RSB3
2015 RAM 3500 Crew Cab diesel dually, 4x4, 8' box
Escapees #114399
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Old 11-27-2015, 11:41 AM   #3
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Vehicle is a state-specific item, so yes, very important what state you are registered in.
Check out escapees.com for some very important actual experiences of full-timers.
2016 Tiffin 40 QBH
2015 38RSSA, traded
2005 TK3 #1869, 10 yrs of memories,
2017 F450 KR--one more Ford is it
2009 F450 4x4-died; 2010 F450-retired
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