There are many variables that will impact your insurance costs. The home state does have a big impact. Also, the levels of coverage and deductibles will make a big difference. Only a handful of insurance companies write insurance for full-timers but it is important that you have this level of insurance. We pay about $2,600 for coverage on our 2016 Mobile Suites and 2015 RAM 3500 but we are Texas based with high coverage levels including total loss replacement on the fifth wheel.
Full-timing since October 2015
2016 DRV Mobile Suites 38RSB3
2015 RAM 3500 Crew Cab diesel dually, 4x4, 8' box