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As previously stated, you CAN tow with a under rated truck and probably get by. The potential serious issue is if involved in a serious accident and the lawyers determine you were towing with a under rated vehicle you are in deep DODO! How many TV lawyer ads do you see on TV! They are relentless to say the least. These vehicles have ratings for a reason, its not just tires its axles, brakes, suspension and there is a significant difference from a 2500 or 3500 RAM SRW and a 3500 RAM DRW. I have a Mobile Suites 37' and there is no SRW truck rated to pull it legally. My son has a 41' with a 16K gross, tows with a 3500 GMC SRW and has to be VERY careful how much stuff he puts in the trailer and the bed of the truck and stay under his legal ratings.
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