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The older trucks were all lacking in actual towing/load capacity.
A 16000 GVWR trailer could have a pin weight of 3200lbs, +/-
I think you can do it, but it would be close on weight ratings. And, no, you wont win any races.
i also don't think you would have a problem with insurance--have yet to hear of a verified insurance denial due to overweight on an RV.
Joe
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2016 Tiffin 40 QBH
2015 38RSSA, traded
2005 TK3 #1869, 10 yrs of memories,
2017 F450 KR--one more Ford is it
2009 F450 4x4-died; 2010 F450-retired
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