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I am on my 4th trailer I bought new. I would never get one without an extended warrantee. It has paid for itself on every unit. The cons are some companies are very difficult to work with and hard to get payment from. Also, they do their best to drag out time before approval of payment so if you are a fulltimer you are forced to live with a problem for much longer than you should have to. I try to get repair/replacement approval before I stop to get work done so the process goes faster, but this is not always possible.
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