[CampingCaptain]

Thought I'd list our plans in case it might help someone else who may be in our situation. We plan to basically pay cash for our MS and TV. As we will be retiring in 07, we plan to take out a revolving line of credit based on the value of our house (which is nearly paid off). You need to do this before you stop working as more than likely your income will drop when you retire and the amount of money the banks will advance to you is based on debt to income. There is no charge for a revolving line of credit until you actually use it.

Next summer, we plan to tour several RV factories to help us make our final decision. There will have to be a major eye opener to get us to change our minds on a MS. Anway, after we get back home, we plan to order our 5W and TV and then put the house up for sale. We will already have access to most of the proceeds from the sale since we will have applied for the line of credit. This will allow us to make the best deal possible as cash does still talk in this country. Then when the house sells, we'll pay off the balance of the line of credit, bank/invest the balance and go full-time at that point. We can't wait.

Anyway, that is our plan. Anyone have any thoughts, for or against?