Insurance--AGAIN

[wingnut60]

Just got bills in the mail from Foremost--I originally was with RV America who covered thru AIG insurance. AIG recently sold to Farmers (who is insuring thru 21st Century/Foremost)--and they have sent 2 differing premiums: $789 and $1523. No explanations of differences, no stated total loss coverage other than "actual cash value" without any amount listed. Called RV America--they are hard pressed to access records now with the change from AIG to Foremost. They are going to research other companies to get a new quote.

I quit Farmers after many years of being covered by them-- for total lack of personal interest in my situation and needs. Now, by quirk of the industry, I am back with them--and again, they show lack of any idea of what I have and need--just send a bill and ask for more money.

What I would like from any of the TEXAS-insured forum members is some information on what coverage on a 2005 MS is running for you and what is included in the coverage. Any info you can provide without me being too nosy would certainly be appreciated.

I absolutely hate that I have to go thru this each year for something I have to have, and surely want the best coverage at an economical cost--if such an animal exists under TEXAS' stupid insurance rates.

Thanks in advance,
Joe