[wingnut60]

Glenn,
Need someone with the trailer REGISTERED in TX--that will determine the coverage cost. I might not have made that clear. TX is a tough state to get low-cost coverage--claims from hurricanes/tornadoes/hail storms keep the costs high, so they say.
Insurance is a state-to-state situation, but I would think it highly unlikely anyone in most other states would want to be covered under TX rates if they have a choice.
RV America could not come up with anything lower than Foremost; Miller has a good quote of about $593, but I will have to re-define some of the coverage points they are using.
Had forgotten about Farm and Home in IA--will contact them also.

Thanks to all for the ideas.

My coverage, too, is now for Actual Cash Value, not replacement cost--interesting the cost has gone up as the coverage amount has gone down almost $11K.

Joe