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Who did the analysis on your house? Or does your house not have wood or windows in it? The builders still claim an R factor equilivant to the value of the insulation installed, don't they. If you think the insulation being glued in and sandwiched between the wall panels still can settle you probably beleive in the tooth fairy and other such. Have you examined the type of insulation in question? Remember, it's not fiberglass.
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